AGO AGO

Commercial Auto Insurance. Redefined.

Commercial Auto Insurance. Redefined.

UNIQUE, FIRST TO MARKET

DUAL TELEMETRY

Driver commercial trip data

Vehicle telemetry



Episodic Insurance savings

UNIQUE, FIRST TO MARKET


DUAL TELEMETRY

Driver commercial trip data

(Dual Risk Profile)

Episodic Insurance savings

Vehicle telemetry

GET ENROLLED


FAST & EASY

Enroll your Fleet

With just a VIN for direct vehicle data or access to your existing telemetry devices, we’ll capture your fleet telemetry.

Enroll Drivers

We verify your driver's identity and link their commercial accounts, no app install necessary.

Save Time & Money

Earn unique insurance savings based on commercial platform coverage and safe driving.



GET ENROLLED


FAST & EASY



STEP 1
(TELEMETRY)

Enroll your Fleet

With just a VIN for direct vehicle data or access to your existing telemetry devices, we’ll capture your fleet telemetry.

STEP 2
(COMMERCIAL DATA)

Enroll Drivers

We verify your driver's identity and link their commercial accounts, no app install necessary.

STEP 3
(PROFIT)

Save Time & Money

Earn unique insurance savings based on commercial platform coverage and safe driving.

FLEETS SAVE UP TO

30%

with


us

them


Don't Double-Pay

Avoid paying for miles that commercial platforms already cover.

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Adjustable premium based on safe driving

Get discounts for safer driving.

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Fleet dashboard with safety tips

Sort drivers by insurance cost and risk.

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Trusted Insurance, Low Cost

Coverage from A-rated Amitted and Surplus Carriers.

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traditional commercial auto


Don't Double-Pay

Avoid paying for miles that commercial platforms already cover.

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Adjustable premium based on safe driving

Get discounts for safer driving.

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Fleet dashboard with safety tips

Sort drivers by insurance cost and risk.

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Trusted Insurance, Low Cost

Coverage from A-rated Amitted and Surplus Carriers.

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Ana on Amazon Flex

A day in the life

Ana starts her day with an Amazon Flex delivery, 100% covered by Amazon (Liability & Physical) at no cost to you, the fleet owner.

Safety discount

Ana uses her company car to grab lunch, but she drove safely. We cover personal miles at a discount for safe drivers.

Ana on Amazon Flex
Ana on Amazon Flex

Seamless coverage

Ana opens Uber while she's eating her lunch, but she hasn't accepted a trip. Uber covers Liability, we'll cover Physical.

Saving made easy

Ana picks up her passenger and Uber's full coverage takes over at no cost to you. Never pay to double-insure with Ago

Ana on Amazon Flex

MOST POPULAR PRODUCTS

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Gig Commercial Insurance Solution (GCIS)

You don't pay for miles already insured by commercial platforms.

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Safe Driving Solution (SDS)

You get discounts for safer driving.

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Driver Nudging

We'll text your drivers to remind them to minimize personal miles and drive safely.

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Driver Verification

We'll ensure your drivers are real with emotion-recognition technology, run MVRs, and more.

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Dual Telemetry

Compare telemetry from the driver with telemetry from the vehicle to enrich your savings.

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Episodic Insurance

Insurance that knows what period of gig coverage your car is already in, and fills the gaps.





Gig Commercial Insurance Solution (GCIS)

You don't pay for miles already insured by commercial platforms.



PRODUCT SCREENSHOT






Safe Driving Solution (SDS)

You get discounts for safer driving.



PRODUCT SCREENSHOT






Driver Nudging

We'll text your drivers to remind them to minimize personal miles and drive safely.









Driver Verification

We'll ensure your drivers are real with emotion-recognition technology, run MVRs, and more.



PRODUCT SCREENSHOT






Dual Telemetry

Compare telemetry from the driver with telemetry from the vehicle to enrich your savings.



Ago collects both vehicle telemetry and driver commercial work history to calculate both driver accident risk and commercial platform insurance coverages. Fleet operators can use the resulting risk assessment to better understand which of their vehicle renters are incurring the most insurance claims risk.






Episodic Insurance

Insurance that knows what period of gig coverage your car is already in, and fills the gaps.



During a typical day, commercial drivers often drive for multiple commercial platforms that provide various levels of insurance coverage (e.g. Uber, Lyft, Doordash, Amazon Flex) as well as personal miles. During each of these driving 'episodes', a driver's and vehicle's insurance coverage may come from different sources, for example from a commercial gig platform when the driver is driving for that platform, or from the driver's primary insurer when the driver is driving for personal reasons.









WORKS WITH