Commercial Auto Insurance. Redefined.
Commercial Auto Insurance. Redefined.
Driver commercial trip data |
Vehicle telemetry |
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Episodic Insurance savings |
Driver commercial trip data |
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Episodic Insurance savings |
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Vehicle telemetry |
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With just a VIN for direct vehicle data or access to your existing telemetry devices, we’ll capture your fleet telemetry.
We verify your driver's identity and link their commercial accounts, no app install necessary.
Earn unique insurance savings based on commercial platform coverage and safe driving.
STEP 1
(TELEMETRY)
With just a VIN for direct vehicle data or access to your existing telemetry devices, we’ll capture your fleet telemetry.
STEP 2
(COMMERCIAL DATA)
We verify your driver's identity and link their commercial accounts, no app install necessary.
STEP 3
(PROFIT)
Earn unique insurance savings based on commercial platform coverage and safe driving.
us |
them |
Don't Double-PayAvoid paying for miles that commercial platforms already cover. |
Adjustable premium based on safe drivingGet discounts for safer driving. |
Fleet dashboard with safety tipsSort drivers by insurance cost and risk. |
Trusted Insurance, Low CostCoverage from A-rated Amitted and Surplus Carriers. |
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traditional commercial auto |
Don't Double-PayAvoid paying for miles that commercial platforms already cover. |
Adjustable premium based on safe drivingGet discounts for safer driving. |
Fleet dashboard with safety tipsSort drivers by insurance cost and risk. |
Trusted Insurance, Low CostCoverage from A-rated Amitted and Surplus Carriers. |
Ana starts her day with an Amazon Flex delivery, 100% covered by Amazon (Liability & Physical) at no cost to you, the fleet owner.
Ana uses her company car to grab lunch, but she drove safely. We cover personal miles at a discount for safe drivers.
Ana opens Uber while she's eating her lunch, but she hasn't accepted a trip. Uber covers Liability, we'll cover Physical.
Ana picks up her passenger and Uber's full coverage takes over at no cost to you. Never pay to double-insure with Ago
You don't pay for miles already insured by commercial platforms.
You get discounts for safer driving.
We'll text your drivers to remind them to minimize personal miles and drive safely.
We'll ensure your drivers are real with emotion-recognition technology, run MVRs, and more.
Compare telemetry from the driver with telemetry from the vehicle to enrich your savings.
Insurance that knows what period of gig coverage your car is already in, and fills the gaps.
You don't pay for miles already insured by commercial platforms.
PRODUCT SCREENSHOT
You get discounts for safer driving.
PRODUCT SCREENSHOT
We'll text your drivers to remind them to minimize personal miles and drive safely.
We'll ensure your drivers are real with emotion-recognition technology, run MVRs, and more.
PRODUCT SCREENSHOT
Compare telemetry from the driver with telemetry from the vehicle to enrich your savings.
Ago collects both vehicle telemetry and driver commercial work history to calculate both driver accident risk and commercial platform insurance coverages. Fleet operators can use the resulting risk assessment to better understand which of their vehicle renters are incurring the most insurance claims risk.
Insurance that knows what period of gig coverage your car is already in, and fills the gaps.
During a typical day, commercial drivers often drive for multiple commercial platforms that provide various levels of insurance coverage (e.g. Uber, Lyft, Doordash, Amazon Flex) as well as personal miles. During each of these driving 'episodes', a driver's and vehicle's insurance coverage may come from different sources, for example from a commercial gig platform when the driver is driving for that platform, or from the driver's primary insurer when the driver is driving for personal reasons.